To close friends who I would consider "vanilla", when sharing I might say "we f**ked", although more than likely I would say something like "God, he f**cked me so good".
To me, nature dictates that the woman receives, while it is instinct for the man to "take", to pierce, to penetrate. Even if the woman is on top and riding, it is still the male that is the invader, the conqueror.
As my signature says "Man was framed for War, and woman for the pleasure of the Warrior."