10-Day-Old Baby Denied Health Care Coverage

[chgorunner]

Seriously, son... how stupid are you?
A 10 day old baby would not have their own insurance. It would automatically be covered under their parent's insurance if they had it and many people in this country cannot afford it (as already established). Many had it, then lost it as soon as they lost their job. Some may have been able to afford it, but no longer could with recent price hikes. Either one of these scenarios, among others, would affect any woman who may be pregnant. We don't know all of the circumstances, so to instantly assume that the parents of this child were negligent is not only discriminatory, it demonstrates an elevated sense of accepted ignorance. Regardless of that, the issue here is that an insurance company found some excuse to deny coverage to a 10 day old baby, most likely due to a "pre-existing condition". As if a baby that is born in this world can somehow have its own coverage and the know-how to defend itself from potential birth defects while in the womb. As if an expecting mother, who may do everything by the book, may still give birth to a baby with problems due to traits passed down by generations.

An insurance company decided on its own health standards whether or not they should cover the health problems of a newborn. Metaphorically speaking, an insurance company decided whether or not a newborn baby could live or die. Do you accept this?

There are too many instances of people doing the right thing in this country and still getting screwed. If you're not willing to acknowledge that, then step aside and let people who do care figure something out without the interjections from selfish, simple minded individuals who would come up with insanely lame arguments to defend their obsessive greediness.

you are the stupid one- you made my point. had the mother registered with a local social worker for a mandated health card the newborn would have been covered. You are ignorantly discussing two topics- insurance and health care coverage. Had the birth mother just registered with a social worker prior to birth there would not be an issue. The fact of the matter is the child lived- a major procedure was performed at the cost of the taxpayers.

 

[chgorunner]

You can't buy health insurance for a fetus. The parents did buy health insurance for their children. The article said that both parents were small business owners. These are the people who often fall through the crack. Medicaid is for people of "limited means". As small business owners they probably DID NOT QUALIFY for public assistance. At the same time, health Insurance for the self employed is VERY EXPENSIVE on the open market. You don't get a "group rate". That is my situation. I buy my insurance on the open market and pay 840 dollars a MONTH plus co-pays and deductibles. They did the best they could with what they have.

But you as a birth mother can get insurance(public or private) for your unborn child- everything passes through from the mother. She should have sought the help of a social worker- period.
I to am a 1099- thats a big issue for me. When corp America is constricting why are those of us where are 1099 penalized?

 

[hud01]

you are the stupid one- you made my point. had the mother registered with a local social worker for a mandated health card the newborn would have been covered. You are ignorantly discussing two topics- insurance and health care coverage. Had the birth mother just registered with a social worker prior to birth there would not be an issue. The fact of the matter is the child lived- a major procedure was performed at the cost of the taxpayers.

What part are you missing that they were employed, so not eligible for state aid.

You seem to not be reading what is being put in front of you.

If the major surgery was paid for by the taxpayers, which is something I pointed to you, then it is only because of the insurance companies.

Edit: Please provide proof that the family could get insuance for the unborn child.

 

[chgorunner]

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[Zeuhl34]

Was service rendered? Go away- you are why Americans dislike New Yorkers and why foreigners point their planes at NYC other than other locales. Try being tolerant of those offering alternative thoughts. Unless of course your are a phd.

And there, sirs, is proof that chgorunner is trolling (or impossibly stupid). It is no longer worth replying it.

 

[JTalbain]

There is no timeline given for this, it says that they tried to get insurance for him, but not that they tried to get it for him after it became apparent he had the condition. I believe what is being said here is that the insurance companies are reasoning he was born with the condition, and therefore the moment he is born, incidentally the first moment he can be insured, he already had a preexisting condition.

And Nick, considering the Healthcare legislation specifically forbids denial of coverage based on preexisting conditions, how is this incident in any way a result of the legislation or of Obama being in office? This is exactly the kind of extreme horror story the "preexisting conditions" clause was put in place to try to prevent.

 

[chgorunner]

Did you get your GED Zeuhl? Read what Im responding too-

 

[B_Nick4444]

And Nick, considering the Healthcare legislation specifically forbids denial of coverage based on preexisting conditions, how is this incident in any way a result of the legislation or of Obama being in office? This is exactly the kind of extreme horror story the "preexisting conditions" clause was put in place to try to prevent.

was actually commenting on another point raised -- not the issue of the baby's coverage

 

[chgorunner]

And there, sirs, is proof that chgorunner is trolling (or impossibly stupid). It is no longer worth replying it.

im on the phone with King co children services- whats your email?

 

[hud01]

im on the phone with King co children services- whats your email?

I sent this post to the mods and have asked for your ass to be banned

Originally Posted by chgorunner

Was service rendered? Go away- you are why Americans dislike New Yorkers and why foreigners point their planes at NYC other than other locales. Try being tolerant of those offering alternative thoughts. Unless of course your are a phd.

 

[uncutguy37]

I saw Obama on CNN talking about the new health care bill he signed into law, he said that now all children with pre-existing conditions would be covered, why is the baby not covered?

 

[Zeuhl34]

im on the phone with King co children services- whats your email?

1. Why? I'm legally not a child.
2. Why? I'm not a permanent resident of King County.
3. (In response to your earlier post) No, I don't have a GED. I have a HS diploma and am currently enrolled at a high-quality four-year institution.
4. Your post was indefensible. NYC and DC were attacked because they is full of national monuments. Name on national monument in Oklahoma or Nebraska (or any other midwestern state, for that matter) that, if attacked, would yield high casualties.
5. Please go away, you troll.

 

[D_Sir Fitzwilly Wankheimer III]

Health is a business in America! Not a service and definitely not a charity!

It's the baby's fault for being born and the parents' fault for not having enough money to pay the medical bill!

It has nothing to do with insurance premiums and (over)charging. Or ridiculous stipulations.

I wonder though: what's the point of health insurance if you can't get it when you clearly have a medical illness?

Seems to me as though they only want to give insurance to healthy people who are less likely to ever need to call on their insurance. Which means more $$$ for the company.

Isn't that the way insurance works? a lower premium for less risk? why would an insurance company want to take someone's $300 when they know that the insured will cost them millions? thats like wrecking your car then buying insurance after te fact and expect them to shell out for new car. Healthcare is a commodity.

Whose paying for all this? Why is CA broke? You have to draw he line. The rate the US is going with spending China's going to call their notes in and put us all to work in factories a 10 cents a day. Unfortunate things happen to people everyday we can't foot the bill for everything.

 

[B_VinylBoy]

you are the stupid one- you made my point. had the mother registered with a local social worker for a mandated health card the newborn would have been covered. You are ignorantly discussing two topics- insurance and health care coverage. Had the birth mother just registered with a social worker prior to birth there would not be an issue. The fact of the matter is the child lived- a major procedure was performed at the cost of the taxpayers.

LOL!!! Insurance is supposed to be "coverage", Einstein. The words are synonymous. Read a thesaurus one day.

Even if a mother registered with a social worker for a "mandated health card", it's still a form of coverage that is subject to rules by the company that regulates it. They still get to decide whether or not to approve treatments and how much they will cover. On top of that, there's still the issue of money.

Why don't we use COBRA as an example here as a "mandated health card" - You can be denied coverage under plans such as COBRA for late payments just like a person can lose their health insurance for getting laid off from their place of employment. COBRA is also temporary... with maximum coverage time going as high as 36 months. In some states, like in Georgia, it's only three. Also, people who currently have jobs who have opted out of health, dental and vision insurance coverage, and their dependents, are not eligible to participate in it. Sounds familiar? I'm sure that affects many people right now because their health premiums are already sky high to begin with and they can't afford it. That's the number one reason why people don't have health insurance now! The fact that you're trying to make it sound as if these things are so different from one another is laughable. They're more similar in many different aspects than you even realize.

Secondly, that shit about a procedure being performed "at the cost of the taxpayers"? I'm ALSO a taxpayer. Taxes don't only count on April 15th... even a homeless person buying a burger from McDonald's has to pay a tax. You have to be extremely arrogant, as well as a greedy son of a b**** if you want to assume that you're "paying for someone else" with the putrid amount of taxes you pay year to year. That is, unless you're in the top 1% of the financial tax brackets which I highly doubt and even at that level you get no sympathy since you can afford health insurance anyhow.