This is a concrete truth/example about health insurance which is informative and not debatable. I have a company that employs 24 people, average salary is $17/hr, highest is $30/hr, no one make less than $40k per year with bonus, and a high of $105k on a high school education.. Ages 18-35, my starting wage for entry level is $10.hr. I offered full health insurance to all 24 during open enrollment with United Heatlhcare. All they had to pay was $60 of the $400/employee/month premium. Not one person signed up. It would have cost them less than 50c hour. So I asked how many would want the insurance is i paid for it all. Guess what? All 24 signed up for it. So now I am paying almost $10000/month for a benefit no one REALLY wants. Spare me the bullshit about health insurance as a mortal right. People only want it if it is dead free. All your bullshit anecdotal stories pale next to a clear indisputable case of what real young people want in the real world. BTW they also do not want a 401K retirement if they have to pay even a nickel for it. I asked. They only want it if i pay the entire amount.