Have you noticed that we now have companies who do not make enough profit to cover the potential damage that they can cause? First the Banking Sector, and now the Oil Industry. How do you feel this plays out between our desire for cheap money and cheap energy and the companies involved taking risks to provide the product with the maximum profit they can achieve, without being able to cover the downside? After a lot of thoughts in between, I conclude that this is unsustainable. Can I also throw into the mix the conflicts between investors in these industries who presumably want the best returns and the wider interests that are damaged when things go wrong.