T...99, thanks for the comment. If you're near US1, that would be good since you'd also be near the coast. Areas near the coast generally hold up better. Despite hurricanes, people still want to live near the coast.
I figure not much will happen for Overtown and Liberty City unless someone [the city or a ballsy private investor] spends a lot of money. It could happen but it's not likely. Any large city will have such areas, so Miami isn't unusual.
I dislike large cities per se. I used to live in W. Palm Beach and later Palm Bch Gardens [near Jupiter], and even those were too big for me. I had to get out of there. I don't care how "clean" it is, I don't like a large city.