When I first meet someone's wife or girlfriend I often compliment them on their appearance at the close of our meeting. I was wondering how women on this site feel about how the compliment should be addressed. ie: "you have a lovely wife, girlfriend. or "you are a lovely woman", nice to meet you. Should the compliment be addressed to the man or to the woman? Please help as I do not want to insult anyone. Or am I just being overly cautious?