For the first 10 or 12 years after I started jerking off, I did not use any lube. Then I discovered how it feels much better when I do.
Now I use lube almost every time I jerk. Sometimes I use water-based lube, and sometimes silicone lube. Unfortunately both require me to bathe afterward (because I don't want the smell to stay on my body).
I am cut btw.
I am the opposite. I would always use lube, then started jerking off without it over the past few years. I do produce a good bit of precum, so that helps.
It started when my girlfriend gave me a handjob a few times without using lube. We were watching television, or doing something while sitting around and she started playing with my dick. We never added lube, and it felt awesome when I got off. I had always used lube, so this was a new sensation.
Now I like to jerk off or get a handjob with no lube, for the most part. I am also cut.