Economic tough times and relationships- advice needed

[AlphaSpartan]

Brother, I hate to break it to you but there is only black and white when it comes to finances these day, all the gray areas have passed with the decades. Ever heard "the rich are becoming richer and the poor are becoming poorer"? That is unfortunately very true. I hope the best for you and your friend but be wary of Stockholm Syndrome.

I have given up, after Enron etc, on trying to understand financiers and their ethics,

The financial elite are the ones bombing the economy with rapid fire. They have no ethics. Their only concern is how polished their new Ferrari is and how many women they can hire each day.