We are facing rising unemployment, a credit crunch that reminds one of 1929 (Bear Stearns bailout), and a dollar that is free-falling (It's cheaper here than in Canada). On the flipside, the economy is growing (1-2%, slight, but not a recession), the world is starting to look more favorably towards us because of a new president, and due to the housing crash housing is more affordable (will take two to three years to see some benefits). This is too much like 1928/1928. One would think that the lessons of history (poor credit, too much laissez faire capitalism) we would prevent the current situation. Sorry for the lack of cohesion, just random thoughts. Please chip in.