Health care in USA is very awesome , you get the worlds best healthcare in USA , I see nothing wrong with US healthcare system ,It is very affordable and cheap for me. 300$/month insurance payment not expensive at all according to my salary ,
Health care in USA is Awesome
- Thread starter D_Josephus Mortarforker
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Really. I'm a self-pay. I spend almost $1,000 a month, have an annual $1,000 deductible, can't see half the doctors I want because they're "out of network" and spend most of my time getting the proper paperwork accomplished before anything can be done. Oh, and it doesn't include dental. Boy, did you luck out.
mitchymo
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Yea...well i think being able to have specialised treatment in an emergency situation without having to pay for it in full is much more favorable....UK NHS is great and you still have the choice to go private and pay for yourself.
I know i'm happy contributing a tiny portion of my monthly salary to cover any healthcare needs i may need later on in life cos obviously we don't all have the same wage bracket.....your comment seemed a bit smarmy at the end there dude!
Are you aware what you wrote two weeks ago?
"Ha Ha , Worlds Richest Country Is USA But the american has worst Healthcare support than 3 world , If you are an American You are the unfortunte Human in the USA ( unless you are millionaire)
If you are making 8 or 10 $ an hour no health care for you , US Gov has quota to import Humans from 3world which is continuing ,
Rather Bring Indians to USA han to Provide healthcare to Us Residents coz it saves billions of dollars , "
http://www.lpsg.org/136373-medical-bills-driving-most-middle-2.html#post2164835
D_Sir Fitzwilly Wankheimer III
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Then there must be a shit load wrong with you to have that high of a premium. Mine is $200 a month.
D_Sir Fitzwilly Wankheimer III
Experimental Member
then go out and get a real job. get rid of your cable, internet and you'll have your $300.
I'm glad the NHS is great for you. It killed my brother-in-law's father. I'd rather be billed for thousands of dollars for good care than lose my life due to free, inefficient care. The NHS sucks according to members of my family and to many other British folk, too.
Phil Ayesho
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Sounds like bullshit to me.
Is your employer paying half?
Have you ever actually made a CLAIM?
You have no idea how bad US healthcare is until you actually get ill.
What about when you have a wife and two children to pay for as well?
And, what age are you?
Trying getting insurance when you are 50, have never been sick a day in your life, but have borderline high blood pressure ( fairly normal for a man my age )
Try dealing with the fact that once ONE company has denied you coverage, you must disclose that fact on every other application you fill out- and they will all deny you coverage...
and if you fail to disclose it- they will cover you, take your premium payments, and then, when you make a claim, they will deny you coverage because you did not reveal that you had been denied coverage once...
Yeah... its amazing to me how 30 somethings with no history of medical issues and no claims seem to think our healthcare system works...
Talk to someone who has lost their house to cover what their health insurance refused to pay for.
Talk to someone who lost their spouse because some insurance company Stalled on approving treatment until their spouse died...
It didn't kill your brother-in-law's father. According to mitchymo, in the UK, you still have the choice of going private and paying for your own healthcare. Meaning, your brother-in-law's father could have chosen to be billed thousands of dollars for "good care". Unless of course he didn't have access to the money, in which case, without the NHS, he would've had no healthcare.
I buy health insurance for 25 employees. It is great coverage and it costs me $360/ person. Either grow up and start earning enough to buy your own coverage, or go to work for a company that has open enrollment. Of course maybe you are unemployable due to personality? That can happen. Do you interview poorly?
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I don't know where you're buying insurance....I am 51 and self employed and run my own business. I buy health insurance at group rates through my Local Chamber of Commerce. The cheapest plan they offer me is 740 dollars a month. I have grown up, am employable and have a sparkling personality. Luckily I can afford it. A lot can't through no fault of their own.
Our healthcare industry is piss poor. It's all about making the maximum profit per policy and NOT about providing the best health care.
It boils down to two kinds of people:
1). Those that feel that if you have money you should have good health care and people who don't have any money should have little to no health care.
2). Those who believe that health care should be provided to everyone regardless of how much money they have. Health care should be based on need not wealth.
on the other hand, group one believes in some kind of limited health care for those who don't have any money and group two doesn't envision waste in their need based health care ideal.
In most cases insurance can provide a serious cushion for it's users and is a useful entity for the good of society, yet insurance has it's one major flaw... it is profit driven.
With a for profit health care insurance industry, you get the ugly underbelly of denial of care based on many different criteria including the so-called pre-existence of health conditions. That is absolutely unnacceptable for a system that is supposed to teh best provider of health care in the world.
Get your fingers cut off in America and they will ask you which one of your fingers you would like to keep because the cost will be too high for the doctors to re attach them all. Get your fingers cut off in Europe or Scandinavia and they will re attach them to your hand and you will be as good as new without it bankrupting you into the next century.
I want a public option... there is Fedex and UPS, but I find that the USPS is the most efficient for sending small and medium packages. The public option is more convenient and in my opinion better than the private sector options.
I've worked at UPS and I know what those employees do to your packages when loading and unloading them.
Keep kidding yourselves and tell yourselves that the best medical care is in teh United States.
When you need an experimental procedure done here or a surgery that involves special skills... YOU GET A GODDAMN DOCTOR FROM EUROPE TO DO THE FUCKING OPERATION.
Keep on blowng sunshine up your own asses while continuing to polish the turd that is the American Health Care system.
It boils down to two kinds of people:
1). Those that feel that if you have money you should have good health care and people who don't have any money should have little to no health care.
2). Those who believe that health care should be provided to everyone regardless of how much money they have. Health care should be based on need not wealth.
on the other hand, group one believes in some kind of limited health care for those who don't have any money and group two doesn't envision waste in their need based health care ideal.
In most cases insurance can provide a serious cushion for it's users and is a useful entity for the good of society, yet insurance has it's one major flaw... it is profit driven.
With a for profit health care insurance industry, you get the ugly underbelly of denial of care based on many different criteria including the so-called pre-existence of health conditions. That is absolutely unnacceptable for a system that is supposed to teh best provider of health care in the world.
Get your fingers cut off in America and they will ask you which one of your fingers you would like to keep because the cost will be too high for the doctors to re attach them all. Get your fingers cut off in Europe or Scandinavia and they will re attach them to your hand and you will be as good as new without it bankrupting you into the next century.
I want a public option... there is Fedex and UPS, but I find that the USPS is the most efficient for sending small and medium packages. The public option is more convenient and in my opinion better than the private sector options.
I've worked at UPS and I know what those employees do to your packages when loading and unloading them.
Keep kidding yourselves and tell yourselves that the best medical care is in teh United States.
When you need an experimental procedure done here or a surgery that involves special skills... YOU GET A GODDAMN DOCTOR FROM EUROPE TO DO THE FUCKING OPERATION.
Keep on blowng sunshine up your own asses while continuing to polish the turd that is the American Health Care system.
If you did business in British Columbia, Canada, you'd pay zero.
B.C. Medical Services Plan (MSP)
Responsibility for payment of the B.C. Medical Services Plan premium lies with the resident of B.C. An employer may remit the premiums on behalf of their employees resident in B.C., but the premiums result in a taxable benefit to the employee if the premium is not deducted from the employees pay.
The premiums in B.C. are based on family size and the monthly rates are as follows:
- One person - $54 per month
- Family of Two - $96 per month
- Family of Three or More - $108 per month
mitchymo
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Thank you! defending my point perfectly
I had an older sister who spent most of her life in and out of hospital having major surgery, the financial cost without the NHS would undoubtedly have meant suffering and a shorter life for her, i am glad to have an NHS and am sure there are as many who are proud of it than those who supposedly dislike it.
Anyone who thinks that U.S. health care is "awesome" has never experienced the negatives nor are they had much exposure to the real world.
I think that there was a time that this was true. I can guarantee you that this is definitely not the case right now.
The main thing that the poster fails to understand is the principle of what is called a "death spiral". This is the principle under which all U.S. medical insurance currently operates.
When you first join or are assigned a policy you are assigned a "Group Number" this places you into a group of people of similar age and health conditions. As the group ages and people begin to experience health problems the insurance premiums are steadily increased until the person subscribing is basically priced out. When the person has enough income to not be priced out, the next step is witholding of care.
There is far more profit in using this system. The insurance industry these days only wants to insure a sure thing. This is one of the reasons this whole thing is beginning to fail.
There are things that would be "bandaid repairs", but these would not work for long.
No matter what we do in the end it is sadly going to come down to a single pay system. My family came from the healthcare industry and I have written about that elsewhere.
I am saddened on this, but unless we rake in and clean house on all of it none of it is going to work period.
The Insurance Industry lobby has gained far too much power and influence which has greatly compromised health care in the name of corporate profits.
For "one-pay" to work it cannot be one system for the rich and one for the poor. The system needs to be the ONLY system at least in the beginning. I can guarantee you this will work if 95% of the U.S. population is on it. That absolutely must include all members of the United States Senate and the United States Congress. When they and their families have this, you can guarantee that it is going to be working just dandy. When this care is for "somebody else" it will never be monitored.
I think that there was a time that this was true. I can guarantee you that this is definitely not the case right now.
The main thing that the poster fails to understand is the principle of what is called a "death spiral". This is the principle under which all U.S. medical insurance currently operates.
When you first join or are assigned a policy you are assigned a "Group Number" this places you into a group of people of similar age and health conditions. As the group ages and people begin to experience health problems the insurance premiums are steadily increased until the person subscribing is basically priced out. When the person has enough income to not be priced out, the next step is witholding of care.
There is far more profit in using this system. The insurance industry these days only wants to insure a sure thing. This is one of the reasons this whole thing is beginning to fail.
There are things that would be "bandaid repairs", but these would not work for long.
No matter what we do in the end it is sadly going to come down to a single pay system. My family came from the healthcare industry and I have written about that elsewhere.
I am saddened on this, but unless we rake in and clean house on all of it none of it is going to work period.
The Insurance Industry lobby has gained far too much power and influence which has greatly compromised health care in the name of corporate profits.
For "one-pay" to work it cannot be one system for the rich and one for the poor. The system needs to be the ONLY system at least in the beginning. I can guarantee you this will work if 95% of the U.S. population is on it. That absolutely must include all members of the United States Senate and the United States Congress. When they and their families have this, you can guarantee that it is going to be working just dandy. When this care is for "somebody else" it will never be monitored.
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