I think college is worth it for sure, and why not get a government student loan? It is the lowest interest loan available. I did it and I am not sorry.
Just goes to show you that everyone has a different experience so really you only have to listen to yourself to know the true answer for you. Let go of fear and ask yourself the same question.
Kaila may have an amazing ass but she is wrong. Almost everyone in the top 1% of the nation's wealth attended an Ivy League University at one time.
Well I went to a private school for primary education and UCLA for Undergraduate work University of Hawaii for my master's degree and Columbia for Law School.
One of my friends went to public school and private Undergrad and State Law School; did one of us have a better education? It's simply a matter of making the best use of what is available to you.
My mother and stepfather were adamant about private primary school and my brother and I received an outstanding education in comparison to what the public schools were able to offer at the time.
However today I have friends who work in the school system and some school systems that don't have all the funds they need are made up by excellent Parent Associations.
I was accepted into the top Law Schools in the country, I chose Columbia because of their program and faculty. I was a student of Ruth Bader Ginsburg and that would have not been available elsewhere. Am I smarter or better off because of any of it? Most likely not. Did the connections and networking system from Columbia help me? Yes!
And i don't think bankruptcy discharges credit card debt either which some college students have { part or all used for college expenses }. The interest fees on the loans will keep adding up the longer they remain unpaid. Its not a problem if you're a software engineer for apple but it probalby is if you're a data entry clerk for the bank of america. There is a stratification in the labor market between skilled and unskilled workers { with some exceptions }. Liberal arts graduates for the most part are unskilled workers. The first step in solving the problem is to lower the costs of colleges.Many think it a good deal at the time. Have you paid it off yet? Did you get one loan or several over the course of several semesters/years? If not paid off, when do you calculate you will? And will you always be able to make the payments?
No need the answer, don't want your personal info. Just pointing out things one should consider before making such a commitment. If it's working for you, fine.
Remember, businesses, banks, and corporations can declare bankruptcy and get their debts forgiven. But BANKRUPTCY DOES NOT FORGIVE STUDENT LOANS.
Those, my friend, will follow you to the fuckin' grave.
This is a completely different conversation. I stated my views on the subject in a different thread... (Here) I am adamant in my opinion that attending an ivy league school is not a mark of intelligence it's usually a mark of connections and wealth.
I know but its not a game. There isn't a job market for them if you're talking about good paying jobs. Some people spent a lot of time and money for nothing except big bills that cripple them for life. I'm all for college if its inexpensive and there aren't unrealistic expectations.{don't tell people that just any college degree is the path to a good job} Its only four or five years and unless you go to a school like berkeley or stanford where the workload is incredible it can a good experience. But now you're talking about something that goes beyond personal experiences. Student loan debt is a threat to our economy and could set the stage for a recession.^^^^
Wtf is your issue with liberal arts degrees anyway? Majority of your posts have a negative toward them.
This guy understands. He doesn't buy into the fallacy that all education is equal and that all education leads to success.I know but its not a game. There isn't a job market for them if you're talking about good paying jobs. Some people spent a lot of time and money for nothing except big bills that cripple them for life. I'm all for college if its inexpensive and there aren't unrealistic expectations.{don't tell people that just any college degree is the path to a good job} Its only four or five years and unless you go to a school like berkeley or stanford where the workload is incredible it can a good experience. But now you're talking about something that goes beyond personal experiences. Student loan debt is a threat to our economy and could set the stage for a recession.
And i don't think bankruptcy discharges credit card debt either which some college students have { part or all used for college expenses }. The interest fees on the loans will keep adding up the longer they remain unpaid. Its not a problem if you're a software engineer for apple but it probalby is if you're a data entry clerk for the bank of america. There is a stratification in the labor market between skilled and unskilled workers { with some exceptions }. Liberal arts graduates for the most part are unskilled workers. The first step in solving the problem is to lower the costs of colleges.
^^^^
Wtf is your issue with liberal arts degrees anyway? Majority of your posts have a negative toward them.