You're 21 what the heck do you know about the world! ? I was living in New Jersey when I was earning that salary. You live in podunk where that kind of salary would have you living high off the hog.
People give doctors crap for making as much money as they do, but guess what, many just " barely eke by". Those people that make millions of dollars per year, also just barely eke by as well.
Hmm, fuck you and the pink pony you rode in on. The fact of the matter is, when people make more money the money the spend increases (often at a greater percentage than what they make).
That's true but not for me.
Point is, maybe if your making 38 bucks an hour and hauling in 70 grand per year and having problems getting buy you should evaulate how your spending money.
Oh yeah, I'm gonna take financial advice from a kid half my age. :biggrin1: ROTFLMAO :biggrin1: Not that it's the business of a wet behind the ears, snot nosed kid; but I live very frugally. I clip coupons, go to garage sales, and flea markets; and I paid cash for my last car which was pre-owned. I could have purchased a new car and financed it but I didn't want to incur unneccessary debt. Also, my car insurance would have been astronomical. Yes, I took that into consideration. In addition, and I must admit I am quite proud of this, I have no credit card debt. That's right, $0 do I owe to any credit card company. :smile: Not many Americans in my age bracket (40+) can say that.
You and JeffBlack conveniently skipped over this part: Not bad until you calculate in rent @ $11,300 a year, $2800 a year for car insurance, and over $100,000.00 in student loans. :redface:
Unlike many on this site my parents did not pay for my college education. They demanded that I go to college; yet made no financial arrangements to that end. I have no choice but to live frugally. On the off chance Social Security is still around when I am 67 and I am able to collect what I have paid into the system over the years I will still have 4 more years of student loans to pay off after I retire.
Am I bitter? Yes and no. I still hold some resentment towards my parents for literally not saving a dime for my college education; but I am ever so glad I perservered and obtained advanced degrees so that I could earn that salary.
Granted you might be living in a location such as a big city where inflation is much greater than the rest of the country. Pay attention kiddo, the NJ, in njqt466 stands for New Jersey. NJ is the most expensive state, in the union, in which to live. If it makes your feel better i'm sure theres hundreds and hundreds of millions of people in this world that would love to have your living wage! I know for fact there are, I am not unintelligent.
Just a few things you need to know:
- New Jersey is the only state where all of its counties are classified as metropolitan areas.
- New Jersey has more race horses than Kentucky.
- New Jersey has more Cubans in Union City (1 sq. mi.) than Havana, Cuba.
- New Jersey has the densest system of highways and railroads in the US.
- New Jersey has the highest cost of living.
- New Jersey has the highest cost of auto insurance.
- New Jersey has the highest property taxes in the nation.
- New Jersey has the most diners in the world and is sometimes referred to as the Diner Capital of the World
- North Jersey has the most shopping malls in one area in the world, with seven major shopping malls in a 25 square mile radius.
- New Jersey is home to the Statue of Liberty and Ellis Island.
- The Passaic River was the site of the first submarine ride by inventor John P. Holland.
- New Jersey has 50+ resort cities & towns, some of the nations' most famous: Asbury Park, Wildwood, Atlantic City, Seaside Heights, Long Branch and Cape May.
- New Jersey has the most stringent testing along our coastline for water quality control than any other seaboard state in the entire country.
- New Jersey is a leading technology & industrial state and is the largest chemical producing state in the nation when you include pharmaceuticals.
- Jersey tomatoes are known the world over as being the best you can buy.
- New Jersey is the world leader in blueberry and cranberry production.
- The famous Les Paul invented the first solid body electric guitar in Mahwah in 1940. We totally rock!
- New Jersey is a major seaport state with the largest seaport in the US, located in Elizabeth. Nearly 80% of what our nation imports comes through Elizabeth Seaport first.
- The light bulb, phonograph, and motion picture projector, were invented by Thomas Edison in his Menlo Park, NJ laboratory.
- The first town ever lit by incandescent bulbs was in NJ.
- The first seaplane was built in Keyport, NJ.
- The first airmail (to Chicago) was started from Keyport, NJ.
- The first phonograph records were made in Camden, NJ.
- The game Monopoly, played all over the world, named the streets on their playing board after the actual streets in Atlantic City.
- And, Atlantic City has the longest boardwalk in the world.
- New Jersey has the largest petroleum containment area outside of the Middle East countries.
- The first Indian reservation was in New Jersey.
- New Jersey has the tallest water-tower in the world.
- New Jersey had the first Medical Center, in Jersey City.
- The Pulaski SkyWay, from Jersey City to Newark, was the first skyway highway. I will concede that this is not worth bragging about as it was poorly planned and is one of the scariest highways I have ever driven.
- New Jersey is home to both of "NEW YORK'S " ProFootball Teams.
- The first radio station and broadcast was in Paterson, NJ.