My Credit Card numbers were stolen

Discussion in 'Et Cetera, Et Cetera' started by Mem, Nov 20, 2009.

  1. Mem

    Mem
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    About a week ago one of my Bank of America credit card numbers were stolen. When they found unauthorized charges on it they told me I had to close the account and a new credit card would be issued. Today I tried to use a Chase credit card and it was declined. They said they tried to contact me earlier by phone. I did get a call but when I answered no one spoke so I hung up. When I called them today to see whey I was declined they told me that there were unauthorized charges on it. Sure enough it looks like someone stole that number too. No one had access to my wallet so it is either from online usage or the statement were stolen from my mail. I also changed all my passwords for my bank accounts and each one has a different password.
     
    #1 Mem, Nov 20, 2009
    Last edited by a moderator: Nov 20, 2009
  2. HellsKitchenmanNYC

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    That sux. Cancel them all and get new ones. That really sux!
     
  3. DaveyR

    DaveyR Retired Moderator
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    Sorry to hear this Mem. I doubt it would be from someone stealing the statement from the mail. They need other details on the card which are not normally on your statements. Unless of course your system is different in the US.

    Having heard of this happening to friends be prepared for them treating YOU as suspect number 1 :wink: Sad but true unfortunately.
     
  4. nudeyorker

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    I'm really sorry that happened to you. Same happened to me once. Subsequently I have signed all my credit cards *Ask for photo ID* and I get a mobile phone call for all purchases to confirm it's me.
     
  5. Mem

    Mem
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    All payments that I make online are through Paypal. From what I understand the vendor does not have access to your credit card information. There is one place that I just remembered that I do use my credit card number online for. I will have to look into it.

    The problem is that at any store that you hand your credit card info over to they can copy the information and steal it. By mail they can only get your CC number. The CC companies should not even print the whole number on the statements. At least with the mail they do not have your expiration date a CCV code from the back of the card.

    The person who stole it tried to make an $800 purchase with it, and also tried to get phone service with it, but they were small amount authorizations.
     
  6. nudeyorker

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    Oh I think PayPal is bad news. I had an account once for something I bought on ebay once and I got a notice that someone in Belgrade was trying to access my account. I have never trusted the security at PayPal since.
     
  7. DaveyR

    DaveyR Retired Moderator
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    This is why you guys need chip and pin. With chip and pin you need never let your card out of your site. Even in a restaurant they can bring the machine to the table and sort card payment there :wink:

    Is there any possibility you have been duped into vising a phishing site Mem?
     
  8. Mem

    Mem
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    No phishing, but I always wonder when you enter a password into a pornotube site if they have access to it, and if they can then get into your email account (if it's the same password) to see what other accounts they can get into.

    I wonder if credit card companies can tell where an authorization request came from geographically. That would help he narrow down a suspect.
     
  9. Bbucko

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    Sorry to hear about this, Mem. Any idea at all of where some creep might have gained access to your account numbers? By the sounds of it, they got more than one.
     
  10. DaveyR

    DaveyR Retired Moderator
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    Good point. Of the two cards you mentioned can you come up with a common use Mem?
     
  11. Mem

    Mem
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    I'm thinking it's from an online purchase that I made direct through a website. I used the old one there and then when I had to stop using it I made a purchase with the new number. I hope it is that site, it will make me feel better to know where it is happening from.
     
  12. Mem

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    Thanks all for your concern. I'm thinking it is someone at the website that I used the two different cards at, or their billing info was hacked. I tried calling them to speak to a supervisor, but the office is closed until Monday.
     
  13. Flashy

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    that happend to me too!

    i bought one thing on paypal, and then i got a similar message...really freaked me out.

    i canceled that card right away, got a new one, and have not been back on paypal since!
     
  14. Mem

    Mem
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    I used to have my bank account linked to Paypal. Then I read an online horror story and deleted it.
     
  15. Joll

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    Aww, sorry to hear it Mem. :(

    My ex-gf had her card skimmed in this record shop at J'berg airport last yr, and they'd nicked £1,500 from her account before she even got back to England. Her bank reimbursed her tho, thankfully...
     
  16. Mem

    Mem
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    I think what I am going to do is use a different credit card for online purchases. I have a motor club credit card that I only use every three months to pay the dues with. The limit on it is only $800 since it is basically a gas Visa or M/C. Now I need to find where I have it put away. :confused:
     
  17. chicagosam

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    Sorry to hear that this happened to you, Mem.

    I got "phished" through Paypal, E-Bay, and Amazon.com. Like you, the banks froze my accounts until they could verify from me about the spurious purchases. While embarrassing when you get declined at a store, in the long run you will appreciate the fact that they are looking out for you. I was hit twice in a year from someone using my credit cards for porn sites in Australia. The bank did the investigating and I never lost a cent. They helped me setup new accounts. I would advise that you use your credit card for online purchases. You could be cleaned out with your debit card. I never have used Paypal or E-Bay since. Amazon was great and actually contacted me to let me know I had been "phished." I continue to do online business with them.

    I hate to say it, but I have long had the suspicion that it may have happened through a member at this site.
     
  18. Mem

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    Thanks for the concern. I don't think I was phished, but I don't really know at this point. I never use a debit card for online purchases and seldom use it in person. I will be using it for gas purchases when traveling back to the Northeast for Christmas.

    I have never had a credit card declined for a legit purchase. This same credit card that was a problem today was declined when I went to purchase my laptop last month. I wanted to use it for the reward points, but had to use a different one, with different reward points. This happened at Staples after they had asked for ID. I later called the CC company and they said that it was declined because it was a large purchase $550 and I had not made large purchases on it for a while. That pissed me off because the store was in the same town that I live in, which the CC could have checked via zip code. Then they said they would lift the restrictions on it. Today's purchase was less than $50 and it was in the same city where I live and there should be a way for the merchant to get a code to check ID and they should have to match signatures and be held responsible.
    It's embarrassing to be declined no matter what, but especially when you know that the card has a sufficient limit.
     
    #18 Mem, Nov 20, 2009
    Last edited: Nov 20, 2009
  19. Flashy

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    yeah, that site *TOTALLY* freaks me out...

    once i got a message that someone was trying to change all my info and everything i never used it again, and am still worried about what they might have got out of my account.
     
  20. slurper_la

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    Paypal sux!!!!!!!!!!!!!
     
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