Nationalized healthcare - UK, Canada, et al

lacsap1

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Okay - Here The Netherlands;

The Dutch government, known for its generous healthcare system in which all citizens receive universal access to health services, has limiting its policies since 2007. Once a liberal system, Dutch healthcare is now marked by a paradoxical combination of cost-containment policies and market-oriented reforms. However, the Dutch population expresses overall satisfaction with their healthcare system.

The important thing is that now everyone plays by the same rules. There's no more national health, no more private insurance. No longer are people divided into two categories. One of the key elements of the new care system is the obligation for insurers to accept patients. This leads to risk-solidarity. The advantage is that patients with chronic illnesses on medication are welcomed by insurance companies. lt becomes interesting to attract these clients as well. The new system means that you keep a sharp eye on your operating costs to determine your market prices. And you are more aware of your customers needs.

The care system is financed by three parties. The employer will pay an income-related contribution of 50% that will flow into the Health Insurance fund. The government will contribute 5% which will also flow into this fund. The insured will pay a nominal premium for their standard insurance directly to the health insurer (45%). Children up to the age of 18 years are insured for free. People who have difficulty paying the fixed premium owing to low income can apply for a care allowance. In this way the insurance is affordable for everybody. The Dutch are paying about €1,100 (roughly US $1,600) per adult for basic coverage. Every adult also has a deductible of €150 per year which excludes GP services and maternity care.

The Dutch model combines social guarantees with market incentives and an eye on quality and cost control, this is an excellent model which includes some appealing features that might serve as a model for the United States.