A bill was in front of Congress that would have allowed bankruptcy judges to alter mortgage contracts to enable homeowners to stay in their houses. Obama wanted this bad but it was killed. Good riddance. This was a huge win for America. Basically we had delinquent homeowners and scofflaws on one side and renters and people who are current on their debt obligations on the other. Some democrats bolted from the liberal party line and defended the rule of contract law. Home ownership is a priviledge, not a right, and it isn't even a good thing for America that everyone own a home. Real estate is dead money. The less tied up in the ground the more that can be used for other things.