First I live in the Southwestern United States in a rural farming community these days. In the State in which I live, gun rules are when compared against other areas what some would consider very lax. It is common in the nearby town to see men coming in to the feedstore or to some business with a holster and a weapon on their side. Yes, any business can post a sign to ban weapons at their particular location. Locally the areas where they are banned by statute include schools, churches, banks, and some retail stores.
I live less than 50 miles from the United States/Mexico border. I am less than 100 miles from Ciudad Juarez, Mx where the bloodiest battles by drug lords are taking place. At the same time where I am on a horse ranch I feel very safe. The reason I feel very safe is that virtually everybody here is a gun owner, and most start teaching their children how to shoot real guns with live ammunition by the time they are 10-12 years old. My Father-In-Law is a State Certified Gun Safety Teacher and License Examiner. In my State you must pass a very comprehensive test to be issued a State Hunting License and you must carry a "gun safety" card with you at all times when you are in possession of a firearm. Hunting Licenses are issued at very young ages.
We really do not have much of a street gang problem. In the history of this town we have only had a few "drive-by" shootings in it's entire history. Not one single one of those "shooters" was local and not one single one of them escaped justice either. In this area, because even young kids know how to shoot and shoot well there are some odds that a shooter of this nature would not make it to the end of the block before his "drive-by" vehicle looked like "Gauntlet's Ghost", which was the Eagle bus shot up in the movie "The Gauntlet" made back in the 1970's.
When I first moved to this area from California, I was a little concerned thinking I was moving into an "armed camp". The exact opposite is true.
I have in fact far better odds in my area of being killed by a deranged cougar than I would a little "street ganger". Gun Safety is dependent on the training of the individuals owning the guns. Anyone properly trained in gun safety will never in their lifetime barring an impaired state discharge a firearm by "accident".
President Obama love him or hate him pledged his support of private firearm ownership and if he had not done so his victory in November of 2008 would have been at best doubtful. We can debate the wording, grammar, and the exact intent of the 2nd Ammendment until we are all mere ashes. The one thing guaranteed is that this will be a debate that outlasts all of us.
Unlike some individuals, I do see reason for restrictions on a few weapons simply because of practicality. There are weapons today which can take out a target at a distance of over 2 miles. Weapons of this nature include the Barrett Model 95, Model 99, and Model 82A1. I do not see a reason that the average hunter needs to be able to drop a Buck Deer over 2 miles away. There are other weapons with similar capabilities. These are weapons for a very limited purpose and gun sports including hunting are definitely not what this was intended for.
We talk about the elimination of firearms as if there was some proof that this elimination was going to have a positive impact on crime numbers. In each case, it in fact has had a positive impact on crime. The criminal knows which areas are populated by unarmed people and statistics would tend to indicate that they prefer to commit crimes in these areas.
Based on what has happened with other forms of mandatory insurance, I would hesitate to think what insurance companies would do to "screw" the American public if we had to have mandatory insurance of any kind on a firearm.
Remember also as a general rule that guns used in crime are destroyed by law enforcement agencies in most jurisdictions with a few exceptions. This could mean that you would forever be paying insurance premiums on a gun you no longer owned for decades and the gun could have already been destroyed. The unsurance companies would find this to be one of the greatest meal tickets they could ever be given. Also, the idea of any kind of mandatory insurance on a firearm is in fact a problem because that insurance and the records that the companies would have could be hacked by computer hackers telling the bad guys exactly who owned guns to steal and where they were located. Personal data has been mined from many state and federal computers by those with criminal intent, guns would be no different and private insurance carriers would be an easy target.
Historically Mandatory insurance on anything when it is structured as a fee paid by government mandate or statute to a private corporation has been the opening of a gate to incredible abuse by the companies selling that kind of coverage to the general public. When California many years ago enacted rulings requiring mandatory automobile insurance after stating that rates would go down, they, within two years had raised insurance rates and imposed fees and penalties that were rediculous if a policy lapsed and you then tried to reinsure.
Though I am not in any manner for the "Howitzer" in every home attitude of the NRA, I am a strong and very verbal supporter of the rights of all qualified American Citizens to bear arms. Qualified means no mental illness, no criminal record, no record of improper use of a firearm. The American Citizens means that I do not feel that those who are not here legally should share this right. This is not because they are less conscientious as people, but that because of their status they would be more likely to be targeted by criminals to be victims of gun theft because the criminal would know that a person with an illegal status would be far less likely to report the crime to law enforcement agencies and risk deportation.