What in your estimation are rip offs? Things that are not worth what you end up paying for them. Here are my top 4... 1. Ticketmaster service charges - I recently bought concert tickets for about 40 bucks and there was a $12 service charge Ticket master tacked on. Where do they get off on charging over 25% for selling tickets? 2. Autobody/Repair Shop fees- I paid $800 bucks to get a bumper replaced- just under the $1000 deductible from my insurance so all out of my pocket. The fucking bumper they got from a junk yard which cost them about 20 bucks to pull off from some wreck. 3. Any hospital stay - NOTHING is worth $3000 for an overnight stay. I don't care how sick you are. Can you imagine spending $90,000 for a month's stay at a hospital? Basically if you don't have health insurance you're financial life is toast.