Random Question: When someone is an innocent victim like the tragedy in TUC, who pays

Discussion in 'Et Cetera, Et Cetera' started by BiItalianBro, Jan 16, 2011.

  1. BiItalianBro

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    This came up as a topic of conversation with friends last night and I was wondering if anyone knew the answer: if you are a victim of random violence, be it a high profile case like Tuscon or just random violence, and you are in hospital for X days/weeks/months...who covers the out of pocket costs in you are a. uninsured or b. insured but with a high deductible?

    I doubt a civil judgment against the perpetrator would amount to much in the majority of cases....so do the medical providers just 'eat' the cost of care or are victims on the hook for the cost of their care?
     
  2. midlifebear

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    It depends upon the medical facility. Sometimes a hospital will treat a patient until they can walk out the door, pro bono. But in most cases, those who were seriously injured in the Tucson shootings will pay for medical care not covered by their insurance. However, they can always litigate against the shopping mall owner for not providing a safe environment for the rally. However, that sort of litigation often doesn't end up in favor of those suing.

    It's the USA folks. You pay for your health care out-of-pocket when your insurance fails you. I'm sure those shot in Tucson who find themselves heading towards bankruptcy will have community fund raisers in their names to collect as much money as possible to help pay for uninsured costs. In Elko, NV, last year my rival (and good friend) in the restaurant bar business held a fund raiser for one of his ex employees who needed a kidney transplant. Her insurance company refused to cover the cost. I think they raised about $90,000 for her in one night, which was enough to let her get her foot in the door for a transplant. They'd already found a donor willing to give up a kidney.

    In the USA insurance companies are worthless when it comes to meeting the needs of members in a community who need more than bronchitis and ear infections and the minimal amount of treatment for cancers.
     
    #2 midlifebear, Jan 16, 2011
    Last edited: Jan 16, 2011
  3. Drifterwood

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    Just for comparison, in the UK all the medical costs would be free, and then we have a criminal injuries compansation fund for blameless victims of crime.

    I know, what a bunch of Euro Pussy Socialists.
     
  4. midlifebear

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    Actually, most States have a criminal injury compensation fund, but in lieu of the large number of crimes committed you can imagine how thinly stretched those funds are. Plus, it takes forever to get States to let go of any money once it falls into their coffers.
     
  5. Drifterwood

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    If you are going to have a constitution that allows nut jobs to walk around with guns, you should have a constitution that protects the rights and well being of its victims.

    Perhaps a victim levy on the sale of firearms. Add up the annual cost of gun crime and put it on the licences issued. We do it on cigarettes, why not guns?
     
  6. Guy-jin

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    Preaching to the choir here, I think. Something is very wrong with a country that thinks owning guns is a right, but health of its citizens isn't.
     
  7. Drifterwood

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    The sick aren't much use at bearing arms. Self-evidently. :wink:
     
  8. B_subgirrl

    B_subgirrl New Member

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    I find the American health system horrifying.

    Most health treatment is free here, like in the UK. Occasionally you might have to pay a small gap for a specialist, but largely it's free.
     
  9. LadyJaneGrey

    LadyJaneGrey New Member

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    Free?

    No it isn't.

    The cost is covered by money from the government and who gives the money to the government?

    We do.

    Not free.
     
  10. B_subgirrl

    B_subgirrl New Member

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    :rolleyes: Should I have said 'no money is exchanged at point of sale' instead? An idiot knows it's not LITERALLY free.
     
  11. Rikter8

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    If you walk into the emergency room, with no money no insurance, they have to treat you.

    The taxpayer picks up the bill. Not only for their "pain in their arm" but the Pain medication they want to get, to snort and smuggle.

    Honest folks like the rest of the world, get a big ol fat bill from the Hospital and a credit collector chasing you down.
     
  12. blackbooty1

    blackbooty1 New Member

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    that would make too much sense in America! everything is profit motive in the states. someone is constantly trying to find a way to get money and profitability out of any situation!
     
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