So last week a friend of mine decided to drive my car around the parking lot of this plaza while I was inside of a store. So on my way out I see her trying to park my car and boom she hits a parked car. So I leave a note under the guy's windshield wiper. About 2 hours later he calls, and we meet up, she tells him what happened and he asked to switch insurance info, but she told him the owner of the car didnt have insurance and she wanted to pay out of pocket. I have insurance, but its my parents policy. So today he called her and said the esitmate for the damage was $1600.00 and she isnt saying it, but she is tryna to get me to pay half. My questions are: 1 Should I ask for a 2nd estimate? 2 Am I liable because its my car? 3 Would it be cheaper 4 her if I claim it on my insurance?