I don't know what your location is, and laws vary from state to state and country to country, so there may be some weird regional regulations where you live. But if by "all of us who earn a paycheck" you're referring to the American public, you are sorely mistaken. The cost of unemployment insurance premiums is borne by the employer, not the employee, in every state whose laws I am familiar with. The UI laws vary by state, but most states have laws specifically making it illegal to deduct UI premium payments from an employee.
If you have an example where someone can show a paycheck stub with a deduction for UI premiums, I'd be happy to hear about it. But that would be an example of a rare exception to the rule. The basic premise "[All of us who earn a paycheck] are collecting on the insurance which they paid premiums via mandatory paycheck deductions" is flat out wrong.
An old argument, technically correct but in actually a short sighted assessment based on those whose desire it is to distance U.I. from being anything remotely close to something "earned" by the claimant.
Yes, technically, the cost is borne by the employer, and the people at your local dept. of labor make it their business to tell every claimant that up front, as if to say "we don't
owe you 'jack'."
Well, certainly as taxpayers, employees pay (in part) for the support and administration of that program on the federal level, if not on the state, as well as for the salaries of those who work for the department.
Additionally, extended benefits usually DON'T come from those employer contributions. They are federally subsidized (by our taxes).
And finally, don't think for one moment that your employer hasn't already taken into account ALL of their costs, including that of U.I.,
before they decide on what to pay
you as a employee.
So yes, in many ways, the employee does contribute to the till.