A billionaire's son was about to turn 21 so the father went to him and asked what he wanted for his birthday. "Gee, Dad, can I have a pair of Mickey Mouse ears?" The old man always knew the kid was a little off base, but this really took him by surprise. "I'm one of the richest men in the country -- I can buy you anything. What do you want more than anything else??" "Dad, I'd really love to have some of those Mickey Mouse ears." The father tries talking sense to him one more time. "Look, when your sister turned 21 she asked for a house in the country with lots of land and horses and I have her that. When your brother turned 21 he asked for a couple of expensive sports cars and I gave them to him. I can give you ANYTHING. Don't waste this opportunity -- you're only 21 once." The kid was adamant. "Dad, a pair of Mickey Mouse ears would be so cool!!" The father sighed and gave in. On his 21st birthday the kid got the Mickey Mouse ears. A year goes by and the old man hopes the kid has matured a little. He decides to give him a second chance. "I normally don't give expensive presents on my kids' 22nd birthdays, but since you pretty much squandered you birthday wish last year, I'm giving you a second chance. What in all the world would you like?" The kid gushed, "Gee, Dad - Last year I had so much fun with the Mickey Mouse ears that this year I'd like the whole Mickey Mouse outfit." So his father bought him Citigroup.