I used to think (thanks to a crappy diagram somewhere and a careless comment by a pediatrician checking for abnormalities that he wanted to see "if the spout was to the side or something like that, okay?" -- the hood looks like a spout on me, so...?) that urine exited between the hood and the clitoris. I had never looked while I cleaned there or anywhere else except my toes (too busy singing "Singin' In The Rain" and "You Are My Sunshine" *blushes*) so I hadn't seen that there isn't a hole there, and the urethra is totally hidden almost inside the vaginal opening. The edition of "I'm OK, You're OK" I read later didn't help at all either. It said "the clitoris is hidden within the folds of the labia. Sometimes it isn't even visible." I figured it must be inside the labia (like, you would need to x-ray the labia to see it, unless it was swollen, in which case it would be a little bump on the inside of them. Or something to that effect.).
Then, much later, I found the courage to look in one of my dad's medical texts (he's a gynecologic oncologist), and it had a photograph and a decent, detailed explanation. It was from a time when pretty much only men were physicians and written by a fairly progressive-minded man, so it had the phrase, "glories of the clitoris, employed by the user" in it, which felt like a compliment to me at the time.