No, I have not won the lotto... However I do play one dollar each week. I figure if my odds are 1 to 2,000,000 or 10 to 2,000,000 It doesn't really make a difference. But what if you did win? Lets say you won an 80,000,000 Jackpot. After all is said and done you could walk away with 40,000,000 in a lump sum, or would you take the monthly payments? I personally would take the lump sum. I figure I would do that because who knows if that institution would be around forever.. I would buy a Modest house, Somewhere nice and safe. pay off all my debts, take care of a couple of my friends, *give them each like 100k to help them finish school, and not make it though this economy. Buy a second home back home in Hawaii, and live there 4 months out of the year. A couple of cars I always wanted, and just Chill.... I would then invest the rest in to high yield interest accounts, and just live off the interest. * I wager to get everything done I would want to get done would cost around 6 million dollars. Then I would purchase about 200 units in apartment buildings, hire a property managment company to handle everything, and just get the check every month. Of course I would also like to travel, and go to europe and places I have never been, espically Ireland and New Zealand.. What would you do if you won the lotto?