Winning the Lottery!!!

D_N Flay Table

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No, I have not won the lotto...
However I do play one dollar each week.
I figure if my odds are 1 to 2,000,000 or 10 to 2,000,000
It doesn't really make a difference.

But what if you did win?

Lets say you won an 80,000,000 Jackpot.

After all is said and done you could walk away with 40,000,000 in a lump sum,
or would you take the monthly payments?

I personally would take the lump sum. I figure I would do that because who knows if that institution would be around forever..

I would buy a Modest house, Somewhere nice and safe. pay off all my debts, take care of a couple of my friends, *give them each like 100k to help them finish school, and not make it though this economy.

Buy a second home back home in Hawaii, and live there 4 months out of the year.

A couple of cars I always wanted, and just Chill....

I would then invest the rest in to high yield interest accounts, and just live off the interest.

* I wager to get everything done I would want to get done would cost around 6 million dollars.
Then I would purchase about 200 units in apartment buildings, hire a property managment company to handle everything, and just get the check every month.

Of course I would also like to travel, and go to europe and places I have never been, espically Ireland and New Zealand..


What would you do if you won the lotto?
 

Skull Mason

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Ahhh what a great thread. I spend a buck or two on the lotto every week, and I have noticed what joy spending that dollar or two has brought me. 1 dollar can buy you joy for a brief period.

Depending on the size of the lotto, the one last night was for 16 million (I haven't checked it yet), I would hook up some of my friends with some loot. I would then hook up the immediate members of my family to ensure their survival and lifelong happiness.

Then, if I had enough money to do so, I would like to buy some properties in different parts of the country or world. One property specifically, would be fitted with a full court basketball court and other athletic facilities, including lavish guest houses for my friends to stay in. I figure a couple times a year my friends could come spend some time with me, while staying fit and athletic.

I think I would also donate some money to some good causes, maybe like cancer research or something. I would also walk around New York City randomly and handing out large sums of money to random people who look like they deserve it. I tip random people during the holidays but its like 5 bucks. Would be nice if I could give them more.
 
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D_Amyntas Lillydong

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good yoda quote. anyways i would take a lump sum payment. put a certain percentage like 5% into pure physical gold and silver. i would give some money to close family members. my work is my life thus i would be lost without working. so if anybody who wants to work towards a dream i would set up a foundation to help out financially. as i believe, a mind is a terrible thing to waste.
 

novice_btm

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After paying off my debts, I'd buy some place that's decent, but modest. I wouldn't tell anyone about it though. Instead, I have some friends, families, and organizations, that I'd just anonymously surprise. So, if you find a mysterious cashier's check for $100K in your mailbox... :biggrin:

Oh, and I'd travel more.
 

bunnylove

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i love you simply for realizing that you could live off the interest.

personally, i would pay off my debt, buy this gorgeous spanish-style home that i've had my eye on down here for a few years now (only $750k, but around here that's a pretty good bit), buy a 69 nova ss, a 69 stingray, some horses, my kids college funds, and invest the rest in a savings account. of course i would help out my family, but i'm not going to sugarcoat it. i don't like some of my family, so when they showed up at the door, they would be rejected. that's life
 

D_Dick_LeCoque

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i would be go crazy with the money, cars, houses, random spending, giving homeless people in the street £1000 bundles of money for them to spend on crack :D

Ahh those would be the good days!
 

jason_els

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Given my current situation, I'd take the lump sum and....

  • Talk to my lawyer
  • Talk to my family's investment counselor
  • Get off Medicaid
  • Buy a pleasant 3 bedroom w/ maid's pre-war penthouse in New York with a large wrap around terrace for the dogs and landscape it.
  • Hire a housekeeper
  • Hire a chef
  • Hire a full-time nursing service
  • Buy a purple Rolls-Royce Phantom LWB and hire a full-time driver service
  • Buy a purple Lamborghini Gallardo Spyder
  • Buy a Monaco blue BMW 535xi
  • Buy each of my sisters a house
  • Establish trusts for my nephews and niece and a few other young family members
  • Throw an enormous party for everyone I know
  • Travel to a few places I haven't seen but really want to
  • Endow a chair in philosophy at my old prep school in honor of my philosophy teacher
  • Endow a chair in carnivorous plant research and conservation at a university
  • Buy a few good ancient Greek pottery pieces
  • Give monetary gifts to some friends who can really use it to better their lives
  • Give substantial gifts to The Trevor Project, American Cancer Society, NOCIRC, EDAR, and lobbies for universal health care in America.

and then

Spend a lot of my time trying to adapt the EDAR for New York's climate and getting them into the hands of the people who need them most.
 
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bunnylove

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Given my current situation, I'd take the lump sum and....

  • Talk to my lawyer
  • Talk to my family's investment counselor
  • Get off Medicaid
  • Buy a pleasant 3 bedroom w/ maid's pre-war penthouse in New York with a large wrap around terrace for the dogs and landscape it.
  • Hire a housekeeper
  • Hire a chef
  • Hire a full-time nursing service
  • Buy a purple Rolls-Royce Phantom LWB and hire a full-time driver service
  • Buy a purple Lamborghini Gallardo Spyder
  • Buy a Monaco blue BMW 535xi
  • Buy each of my sisters a house
  • Establish trusts for my nephews and niece and a few other young family members
  • Throw an enormous party for everyone I know
  • Travel to a few places I haven't seen but really want to
  • Endow a chair in philosophy at my old prep school in honor of my philosophy teacher
  • Endow a chair in carnivorous plant research and conservation at a university
  • Buy a few good ancient Greek pottery pieces
  • Give monetary gifts to some friends who can really use it to better their lives
  • Give substantial gifts to The Trevor Project, American Cancer Society, NOCIRC, EDAR, and lobbies for universal health care in America.

and then

Spend a lot of my time trying to adapt the EDAR for New York's climate and getting them into the hands of the people who need them most.

and marrying me
 

HazelGod

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I'd go back to Vegas to shoot dice and play poker for a week, probably put a couple pole-dancers' kids through college in the bargain...then do pretty much what DJG said, except I'd donate half to a church to thank baby Jesus for his miracle. Then I'd run for Congress.
:chairfall:

Seriously though...build the house I actually want, buy an apartment in Paris. Set up my parents and sibs. Hand the rest over to my financial adviser and come up with a nicely diversified investment strategy for that much capital. Once the residual stream is flowing, we hit the skies for destinations all over the world: Tanzania (really wanna climb Kilimanjaro while it's still snow-capped), Barcelona, Ibiza, Australia, New Zealand, Ireland...hell, I may even give London another go.
 
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I would make sure everything between myself and my immediate family was paid. OFF.
I would do the same for a small core of friends I have known since I was 12 years old and a couple of friends in Canada that I am very close with that are like family to me.

I would find a home to renovate or maybe build, something simple, elegant and modest and easy to keep clean, near the ocean or over looking it. Make it my own retreat, something beautiful and calm. A place where I can live comfortably, enjoy my friends and grow old. Oh and I would live off the grid.

Travel if and when I wanted, before the idiots blow it all up.


Do some good in the world by helping children out in some way, lost in the foster care/adoption system.

Start a foundation that helped kids with learning disabilities. I am pro the weaker guy getting a fair shake in life. "Them that's got shall have" and if I have anything to say about it some of them that don't will have it too.

Also put some money in the foundation that was created in my nephew's name after he passed away. The foundation funds art programs in schools that cannot afford it.

Last but not least...listen to music and paint and work on art as long as I wanted.
 
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whatireallywant

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Unlike most, I would take the payments rather than the lump sum. I'd be too afraid I'd blow all the money at once and would rather have a guaranteed jackpot for the next 25 years or so!

As for what I'd do...

1. Pay off all my bills
2. Buy a new car (I'm modest on this too - I'd pretty much just get a Toyota Prius... although I might also get an RV)
3. Buy a house
4. Get some of the medical and dental care I need done (medical I just need an exam - I think! Dental I need a bit more - a dental implant and two crowns)
5. Give money to my dad and CLOSE friends, and donate some money to help the poor, especially with getting better job skills and job placement.
6. Cosmetic surgery and laser hair removal
7. Join a gym
8. TRAVEL!!!! And HazelGod mentioned one of my dream travel things... to climb Mt. Kilimanjaro! You don't have to be a mountain climber to do it - just be in good hiking shape and adjust to the altitude. I'd also hike the Inca Trail to Machu Picchu, go trekking in Nepal and see Mt. Everest (but NOT climb it - I'm not crazy!), scuba diving in the Great Barrier Reef, and a road trip to 49 of the US states (can't drive to Hawaii after all - I'd have to fly there. :biggrin1:) and all Canadian provinces and territories. Other travel too... all over Europe, go on a cruise to the Caribbean, etc. etc. I'd also travel a lot to music festivals all over the US and around the world.
9. Learn some new things and brush up on stuff I'd forgotten - and hang around college campus a lot because I just like the college atmosphere.
 

killerb

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first I'd fake my own death & claim the money using my new identity, taking the lump sum...

then I'd live a pretty simple life...

invest heavily in commercial real estate...

I'd have nice homes in NYC, Hawaii, southern CA & FL...

I'd have 2 or 3 nice vehicles...make that 4...I'd want an SUV, a sports car, a sedan & a motorcycle...

I'd take care of a few family members and close friends...meaning I'd give them enough to REALLY help them out...

I'd travel to a few places in the world that I've always wanted to see...
 

D_Bob_Crotchitch

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Well, I'd give more charity. I'd have a home built to my specs. I'd get another vehicle. I'd travel more. I'd for sure and certain retire at the earliest possible date. I could volunteer some. I might even meet a couple of peeps off this site. I'd send a certain person some money to find proper fitting pants for their juicy butt. I remember them telling they had trouble finding the right fit.