I believe in ghosts, but have never seen one. Is your post invalidated now?
Um, no... but the fact that you believe in ghosts without any evidence that such things exist demonstrates that you do not base your beliefs upon actual evidence.
And while my anecdotal experiences are by no means comprehensive, it is silly and foolish to rely solely on statistics (which for all I know could be made up on your part) and ignore qualitative information. What you are saying is tantamount to judging a professional athlete solely on his statistics when there is so much more to the game than that.
Again, foolishness is to ignore real evidence in favor of an idea you have that you can not even demonstrate the origin of.
Accident statistics are not influenced by stories told in bars by other guys, or dismissive canards you may have heard at your father's knee.
But YOU are ... ( like all of us... how we interpret our personal experience is largely founded in what we believe about the world.)
You can go ahead an believe in astrology... because you imagine your 'chart' says things that are true of you in particular... and ignore the fact that double blind studies prove that people have the exact same response no matter WHICH chart you hand them...
You can go ahead and imagine that stuff is true, without any valid and demonstrable proof in support... but, in fact, that is the original meaning of the word Imbecile. One without support for what they say.
A driver can be the cause of an accident and not be involved in the accident, and that is what my qualitative observations have shown me.
Um... so your suggestion is that the overwhelming weight of 60 years worth of actuarial data is masking the fact that women, driving around, cause a lot of accidents from which they escape without the slightest evidence?
Really? By the same ridiculous logic I can imply that men cause as many accidents that they are not actually damaged by.... and how, exactly, do you propose to prove that your assertions is true and mine is not?
How many accidents have you personally been in that were caused by a woman and that she escaped from without being cited?
Your suggestion is silly, on its face, because if this were true, then Women, being half of all drivers, would be just as often in accidents caused by women who escaped involvement in the wreck...
get it? it would result in equal amounts of women and men involved in accidents caused by mystery women.... which cancel each other out and still fails to explain why the men still have more accidents than women.
Or... are you meaning to suggest that Men suffer accidents caused by these mystery women disproportionately to their numbers as drivers?
In that case, your argument reveals that women drivers seem better able than men to evade these accidents caused by oblivious females...
And THAT means they are better drivers, because they avoid a common hazard that men are too stupid, too slow or too incompetent to evade.
See... that's why real statistics and real data trump opinion.
Because opinion based thinking keeps getting you boxed into logical paradoxes that end up making you look ignorant.
As to the statistics... if you drive in the US, then you ought to already know that single men, under the age of 27 pay the highest auto insurance rates in thew world... and your insurance company would be happy to supply you with the research that supports their pricing policies.