Tender: ok i liked what Paul had to say there.
so ill chime in some more about yours truely,
and probably divulge more than i should...
my SB makes about 14$ an hour now.
we have 3 kids, one disabled, and 2 adopted at the cost of $38,000, paid for by a bank loan we will pay on *forever*.
now when little man was born we didnt make nearly 14 an hour. we barely qualified for WIC, which we NEEDED because he had to have a special formula which he drank for about 2 yrs that cost aprox 300$ month.
zoom up to the present-- we applied for medicaid and were denied because we made about 10$ or so week too much. (whatever secret formula they use is still a mystery to me, and seems to change everytime i go in...lol)
but, figure that his speech and OT cost 60$ an hour @ 6 hrs each week. well you do the math, its well more than half of our check for petes sake. so SB has to go to his supervisor and explain this, and reduce his hours at work, so our boy can get medicaid.
now lets consider this as well.
we paid 19,000 for our youngest girl.
the state of MO allows a 10,000 tax credit.
anyone mind you that could even USE a credit such as that, doesnt even need it lol.
so the state allows poor folk like us to sell the credit for 75 % of its value.
we sell the credit for 7,500$. the person who buys it can then deduct 10,000$ from their tax.
now, when i go to the SSA office to report the sale, i am told that it counts as income. HELLO?? since when does 19,000$ subtract 7,500$ equal profit??
(by the way, we were later informed by MO that the "pot" was broke, so the credit never panned out)
as far as his disability goes, he has a sister, who counts as a dependant. the other sister whos adoption is not yet finalized doesnt count. um ok but she has been placed in our home for the purpose of adoption, and is a permanent US resident. If she were born to us, she would count from day one. but since she doesnt yet have our last name, she obviously doesnt need to eat.
We have guardianship of her as well.
so then, after her finalization, she still doesnt count, because she is not a US citizen. ok come on morons, i thought thats what the US resident card took care of, as well as the adoption decree. It is now law that any foreign born child adopted in the US by a US citizen is automatically a citizen. but NoOoO. I have to go pay a $50 fee to get a passport in order to prove her citizenship. guess what?? youre gonna love this.
i have to prove shes a citizen to get the passport!!
how's that you say? with my adoption decree.
:
a bunch of crap. thats what it is.
ok now im thinking, if "uncle Sam" knew his own laws,
and if programs were based on individual circumstances instead of cookie cutter one size fits all programs, wed all be better off.
Then theres my bro. well he IS poor. wont work. so he qualifies for every help program there is.
professional BUM.
while my SB works himself to death to keep things together....
???
Tender
